We hope you are healthy and safe, and that things remain that way with every one of you. At Artizen Staffing, helping you is our focus. We are here for you during these unprecedented times.

No matter what’s motivating you, it’s always a good idea to see where non-essential expenses can be cut. You may find yourself sleeping better at night and feeling happier in general, despite outer influences.

 Here are eight indispensable steps to guide your choices:

• Eat Out Less / Take-Out Less
  • Make eating out a special event rather than a regular expectation
  • Engage your family in selecting make-at-home meals through Pinterest or online recipes
• New Life for Your Vehicle
  • Got a pink slip? You can sell, rent out, or finance your car for extra cash
  • Make extra money by delivery driving to help people in these challenging times
• Ditch Your Cable Provider
  • An average cable bill runs around $200/month—that’s $2400/year that could go to paying down debts, purchasing essential items or investing wisely
• Buy Used
  • From art and household goods to technology and transportation, you can usually find what you want for less than retail
  • Check out Ebay or Amazon for starters
• Go Free
  • Cancel unused memberships and subscriptions
  • Swap magazines with your friends or hairdresser
  • Listen to free audiobooks via Hoopla, Libby or OverDrive
• Develop Your Bartering Skills
  • Use NextDoor or LetGo to barter, buy or sell stuff you don’t use
  • Other apps of this nature include Freecycle, BarterQuest and CraigsList
• Eliminate Credit Cards with Annual Fees
  • Lower your interest rate with a simple call to your bank
  • The better your credit, the more likely you’ll receive balance transfer deals
  • Expect 10-15 business days for a balance transfer to complete, then cancel the cards with fees
• Cut Extra Cell Phone Charges
  • Consider how you use your cell phone. If it is primarily for calls and texts, take advantage of unlimited plans that start as low as $30/month
  • Explore other provider plans
  • Don’t pay for data streaming or features you don’t use
  • Look into pay-as-you-go plans that offer flat monthly rates with no contract
  • Consider purchasing a pre-owned or previous version of a phone

• The Artizen Staffing team
  
  written by Catrina Walker

We welcome your feedback on this unprecedented journey and look forward to hearing what works for you, your friends, and your family!

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